Why You Shouldn’t Wait to Report Your Motor Vehicle Accident

Why You Shouldn't Wait to Report Your Motor Vehicle Accident

You must file a claim since you were involved in an accident. You’ll be able to comprehend the procedure and achieve the greatest results by reading the following. Speak with your motorcycle accident lawyer in Calgary, insurance agent, broker, or company representative if you need more details about your specific circumstances.

How and When to File an Accident Report

You must notify your agent, broker, or insurance company of an accident within seven days after the incident—or as soon as practicable after that. Your claim could not be honored if you don’t submit your report in a timely manner.

When submitting your report, you must include the following information:

  • Your policy number.
  • Vehicle’s make, model, year, registration, and license plate number.
  • Details of the collision, including the identity and license number of the driver (if not the registered owner)
  • Date, time, and place of the collision.
  • Size of any wounds.
  • How many passengers are involved?
  • Amount of the car’s damage.
  • Your account of the mishap.
  • Names and license numbers of all drivers.
  • Names of the insurance providers, as well as the details of each driver’s motor insurance policy.
  • If the accident was reported to the police, the investigating officer’s name and badge number.

What Happens After You Claim?

A claims adjuster will guide you after your claim is submitted. They may want you to fill out a Proof of Loss form. The adjuster will help you through the claims procedure and evaluate how much of your claim your insurance will pay for.

How Will an Error Impact You as a Driver?

After an accident, you, as a driver, may be determined to be partially or completely at fault. Your insurance history will reflect any findings of liability. There is a significant likelihood that your premium will increase the next time you renew your insurance if you are determined to be at least 50% at fault.

How to Identify the Fault

Your motorcycle accident lawyer near you will determine fault after you report an accident by referring to the Insurance Act and the Fault Determination Rules. these guidelines

  • Use graphics to explain more than 40 accident scenarios that apply to nearly all potential road collision situations.
  • They are enforced regardless of the state of the roads, the weather, visibility, the point of impact between the cars, or the behavior of pedestrians.
  • It should be noted, however, that fault may occasionally be shared among several people involved in an accident.

Accidents Where Reporting is Required

In some circumstances, regardless of the amount of property damage sustained, you are required to report an accident to the police and your insurance provider. An accident must be reported if it involves:

  • Serious or minor harm or death.
  • Criminal activity, such as driving while intoxicated
  • An uninsured driver.
  • A government vehicle.
  • A pedestrian, a cyclist, a vehicle conveying hazardous materials, damaged property, such as homeownership, private, municipal, or highway property

Reach Out to Grover Law Firm Today

You should be better prepared if you are involved in an accident now that you know the fundamentals of when to report one. It’s critical to keep in mind that if you’ve been in an accident, it’s a good idea to get in touch with a personal injury lawyer as soon as possible, regardless of the severity of your injuries or the extent of your damages. You may better understand how to proceed to make sure you claim the damages you are entitled to by getting a free consultation and learning more about your rights.

To better understand your rights if you’ve been hurt in an accident, schedule a free consultation with an accident lawyer.